Payy
Bank Onchain.
Payy Wallet is a self-custodial mobile app for holding, sending, receiving, and spending stablecoins without managing chains, addresses, or transaction details directly. It generates keys on the user's device, moves value over Payy Network for private, low-cost transfers, and lets users create claimable payment links that recipients redeem through everyday messaging apps instead of copying wallet addresses. Public balances and payment history are not exposed, and users can fund the wallet from crypto exchanges or other wallets. The app underlies Payy's card product, letting verified users extend their stablecoin balance to everyday spending.